Do not use juniper bank. They posted our payment late by one day and an 8.99% APR ^ 23.24% . They claimed the payment was late and charges $39.00 late fee in which they refused to reverse for a total transaction of $150.20. We have never been late with a payment.They post your payment late so they can make money when your payment arrives close to the due date they will hold it for that one day to allow it to be late. My payment was mailed on time and has a due date of 2-11-08. Posted 2-12-2008.
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